What is a Public Adjuster?

What is an Adjuster? An “Adjuster” is a person that determines the amount of money one should receive for their property damage.

There are three types of adjusters.

  • Company Adjuster or Staff Adjuster: Adjusters that are on the staff of a specific insurance company
  • Independent Adjuster: Adjusters that work for various insurance companies
  • Public Adjuster: Adjusters that work for the public, not for the insurance company

A “Public Adjuster” is sometimes referred to as a “Private Adjuster”. The Public Adjuster will file your claim, work directly with your Insurance Company’s adjuster, and ultimately see to it that you get a fair and proper settlement for your damages. Although there is a payment associated with hiring a Public Adjuster, there is no up-front fee and we won’t get paid until you do.

For our services, Public Adjusters receive a percentage of the money we collect on your behalf, and this percentage may vary slightly with different locations and companies. According to a recent OPAGGA (Office of Program and Policy Analysis & Government Accountability) study in the State of Florida, it showed that public adjusters negotiate up to 747% larger insurance company settlement for commercial business and homeowner insurance property loss claims than the insurance company was planning to pay out.

Compensation arrangements and services offered may differ as required by applicable state law.