What is a Public Adjuster?

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What is a Public Adjuster?

What is an Adjuster? An “Adjuster” is the person that determines the amount of money you should receive for your property damage. There are three types of adjusters.

Company Adjuster or Staff Adjuster:  
Adjusters that are on the staff of a specific insurance company

Independent Adjuster:
Adjusters that work for various insurance companies

Public Adjuster:
Adjusters that work for the public, not for the insurance company. This Adjuster is referred to as a “Public Adjuster,” sometimes referred to as “Private Adjusters”. The Public Adjuster will file your claim, work directly with your Insurance Company’s adjuster, and ultimately see to it that you get every penny you are entitled to receive for your damages. Although there is a fee associated with hiring a Public Adjuster, the outcome is we guarantee to get you more than the insurance company would offer where you don’t have to pay us for our services.  For our services, Public Adjusters receive a percentage of the money they collect on your behalf, and this percentage may vary slightly with different companies.


According to a recent OPAGGA (Office of Program and Policy Analysis & Government Accountability) study in the State of Florida showed that public adjusters negotiate up to 747% larger insurance company settlement for commercial business and homeowner insurance property loss claims than the insurance company was planning to pay out.