Fire Damage
Get Immediate Help When You Have Fire Damage
Fire losses are often the most devastating occurrences that can happen to a family or business. For some it is losing the place they call home or being displaced, for some it is losing the irreplaceable and priceless contents and memories they have made within, and for others it is the time and hard work spent on a project now lost. Fire damage requires important short-term decisions from individuals that are under a tremendous amount of stress and confusion. These choices can have lasting consequences on what you recover from your fire insurance claim.
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Types of Fire Damage
Smoke / Soot
Contents of Your Home
Smoke / Soot
Your insurance company will most likely pay for cleaning smoke and ash, but disputes often arise over cleaning versus replacing items that have been exposed to smoke and odor. Once in the ventilation system, smoke and soot can damage items throughout the house and require costly professional cleaning and restoration. It is also very important to have the entire HVAC system of your property cleaned out.
Contents of Your Home
If you have content coverage, it is your responsibility to document your losses and prove ownership through receipts, photographs, and other means. No matter what the adjuster tells you, do not throw anything away until you have reviewed your policy with an outside, unbiased expert. Our contents recovery team does a thorough inventory of every single item that was affected and then puts that inventory into the proper format for your insurance company, including all required documentation and replacement value. We also provide storage and cleaning services for contents and clothing/linens. Fees for this service are billed to the insurer.
