Can a Public Adjuster Help You?

Insurance policies and claims are confusing. The professional public adjusters at Coastal Claims are experts at insurance policies and insurance claims. That is all we do. If your residential property or commercial or business has suffered damage we will negotiate with the insurance company on your behalf to obtain the maximum amount you deserve.

Has your claim been denied or underpaid? We can reexamine your claim, in many cases we can reopen it and work with you to get your property restored to its previous condition. Our team of highly experienced public adjusters is here to help you through the entire insurance claims process.

Insurance Adjusters are trained to investigate your claim, evaluate the extent of your damage, and negotiate the claim amount to be paid for your claim. Often the insurance company will initially deny the claim or pay less than what you deserve. A public adjuster works for you to ensure you get the best settlement possible, allowing you to restore your property to its previous condition.

Reasons to Hire Public Adjusters

There are several reasons why some policyholders choose to hire their own public insurance adjuster. In events where there could be large or total loss claims the public adjuster may be able to help you,  the policyholder receive a larger sum to rebuild or repair the property.

If you feel the company’s assigned insurance adjuster does not have your best interest at heart, or there are disputes in the claim assessment that have not been resolved by the insurer, hiring a public insurance adjuster is an option to get a second opinion and try to obtain a favorable claim settlement.

Sometimes the policyholder (YOU) may feel that the company’s adjuster is not communicating well you. You may be in disagreement with the decision of the company adjuster or feel the adjuster did not review the claim properly, or that damages were left off.

Some policies, especially commercial policies can be very complex. The use of a public insurance adjuster helps the policyholder to understand these complex documents. We will investigate the costs of repair or replacement of structures or contents as well as calculate any loss of business expense.

You may be too busy to deal with a lengthy claims process. The public adjusters at Coastal Claims will complete and document the claim and negotiate the settlement.

Do you have a question about a claim? Would you like us to review your insurance policy? Can we do a home inspection for you prior to hurricane season?

Contact Coastal Claims for more information.